English 4 Unit 5 Flashcard

English 4 Unit 5

The Bestest Educational Blogs 2014

The Bestest Educational Blogs 2014 Holiday season has almost started and 2014 is coming to the end. Seems like its a perfect time to look back, make an overview of the years most popular trends and projects, give some praise and appreciation to those who were successful, useful, supportive and made difference in 2014. Thats why we made a list of blogs on education and college life, which in our opinion provide valuable tips, cover important issues, offer fresh ideas and have their own unique voice. For your convenience, blogs are divided into sections according to the theme, purpose and authorship. With no further delay, meet our top educational blogs 2014! Teachers Blogs 2014 Great teachers are usually education enthusiasts. They are following latest trends and are willing to share their experince, knowledge and skills with fellow teachers and students. Following authoritative educators blogs you will not only get valuable study tips, but will understand your professors and their requirements better. The Nerdy Teacher (thenerdyteacher.com) Insights into education, modern technologies and other nerdy things. Hunting English (huntingenglish.com) Practical learning tips, study strategies and excellent infographics MathyCathys Blog (mathycathy.com/blog) Progressive views on education, ideas to understand math better with the help of modern technologies. DY/Dan (blog.mrmeyer.com) Mind games, math theories, conference overviews and ways to make math more attractive for students Joanne Jacobs Blog (joannejacobs.com) Controversial issues, educational news and extracurricular activities for educators and students Students and Graduates Blogs Students usually have not so much time to blog. However, those who do find time, can share a lot of interesting about study hacks and college life with student eyes. Graduates have even more to tell about their experience of college survival. That Girl Magazine (thatgirlmag.com) Brown University student, linguistics major with a special world outlook A Law Students Journey (threeyearsofdeath.blogspot.com) Former law student sharing tips on law school survival Aspiring Docs Diaries (aspiringdocsdiaries.org) Collective blog by medical students for medical students The English Student (theenglishstudent.com/blog) Master in Adult Education Jenny shares learning materials, language learning tips and motivation College Life Blogs Want to know more about college life even before it actually begins? Want to be aware of latest trends, news and every aspect of college life? Fortunately, there are blogs versatile and dynamic enough to cover chaotic college life in its fullest! Her Campus (hercampus.com) A stylish girly blog about everything a college student may be interested in Seventeen (seventeen.com) College life tips mixed with beauty and fashion advice, celebrity news and quizes College Fashion (collegefashion.net) Latest fashion trends and style tips for college students DormDelicious (dormdelicious.com) Room designs, decoration tips and diy ideas for any campus living student College Candy (collegecandy.com) College is much more than studies! Follow fashion, entertain, take care of your body and soul Students and Finances Blogs The financial side of college life bothers the majority of students. How to live on budget, control your finances, and spend money wisely? The following blogs aim to answer financial questions and make your college life easier. Broke Millenial (brokemillennial.com) Tips on money saving, graduating college debt free and increasing financial literacy The Broke and Beautiful Life (thebrokeandbeautifullife.com) Practical advice on conscious spending and getting extra income Teens Got Cents (teensgotcents.com) Blog teaching teens to be financially smart - whatever it may meen Poorer Than You (poorerthanyou.com) Financial advice on savings, budgeting, earning and spending money, evaluating job offers and much more The Diary of a Poor Girl (thediaryofapoorgirl.blogspot.co.uk) Personal blog of witty and creative brunette sharing her life experience, financial and relationship tips Students and Cooking Blogs Cooking while in college can be a real challenge. Lack of skills, time and money make students opt for junk food three times a day. However, the following blogs show that cooking can be easy, cheap and surprisingly fun! Full-Thyme Student (fullthymestudent.com) Cooking in college can be easy, quick and save your budget if you know good recipes and tips to follow Collegiate Cook (collegiatecook.com) Useful and practical campus guides for fast and delicious cooking Poor Girl Eats Well (poorgirleatswell.com) Tips on how to eat healthy, delicious food and save your money at the same time Budget Bytes (budgetbytes.com) Great and creative recipes to keep your stomach full as well as your wallet Career and Internships Blogs College years is the time when you create the basis for future career. So, it is reasonable to start making your way into career world, learning about job application process and career opportunities, building network with potential employers, applying for internships and getting valuable experience. Quintessential Careers (quintcareers.com) Quintessential blog for job hunters, providing reÐ ¸Ã'‰sume and interview tips, career resources and employment tips Chegg Blog (blog.chegg.com) The versatile article topics include internship and job opportunities, as well as study tips, college life hack and much more Lindsey Pollak (lindseypollak.com/blog) Expert career advice for millenials to find job, stay productive and build a successful career College Aftermath (collegeaftermath.com) Is there life after graduation? What is it like? Find the answer to all post-graduation questions bothering you Intern Queen Blog (internqueen.com/blog) Fresh and interesting internship opportunities along with useful tips on smooth graduation and successful employment Have anyhing to add? Your feedback and comments are always welcome!

The Ruling by the European Court of Justice Essay

The Ruling by the European Court of Justice - Essay Example Notably, the commercial law facet has equally been affected by relative implications. In this, the commercial agent gets in a business relationship with the principal. Both have distinctive roles to play and failure of one party has adverse legal implications. The legal impacts are apparent in scenarios such as Semen v Deutsche Tamoil GmbH (C-348/07)1. Undoubtedly, the ruling had direct influence on the decisions of both parties. Particularly, factors pertaining to indemnity and compensation are the most critical. It is in this regard that this paper provides an in depth evaluation of the decision of the principal regarding choice of indemnity upon termination of a commercial agency. This is done in light of the ruling of Semen v Deutsche Tamoil GmbH (C-348/07). To enhance coherence, the paper begins by reviewing the ruling of this case2. In this case, the agent needed to be paid an indemnity by the principal after the contractual relationship was terminated. The bone of contention b etween parties Blanc Canet v Europcar France [2005] ECC 34 and Smith v Reliance Water Controls Ltd [2003] EWCA Civ 1153; [2003] Eu LR 874 stems from the size of the indemnity that was supposed to be awarded3. In particular, it was not clear whether the methodologies employed in indemnity calculation were in line with the legal provisions4. The court as in Cooper and others v Pure Fishing (UK) Ltd [2004] EWCA 375 held that during the calculations of the indemnity to be awarded to the agent, there was dire need to factor in all the losses that the agent would encounter. Although these are wide and varied as established in Crane v Sky In-House Services Ltd [2007] EWHC 66, they are important in ensuring that justice is served and the respective indemnity is reflective of all the losses that the agent incurs5. This preposition is further supported by Claramoda Ltd v Zoomphase Ltd [2009] EWHC 2857 outcomes6. Undoubtedly, this ruling implies that the value of the indemnity would usually be higher than the expectations of the principal7. As defined in Duffen v Frabo SpA [2000] 1 Lloyds Rep 180, this is because the business relationships that the agent establishes with a host of parties are not only intricate but also numerous8. Also, this is well examined in Douglas King v T Tunnock Ltd [2000] SLT 744. Usually, these relationships seek to ease business operations as well as meet the fundamental goals of the business. In this respect, they aim at optimizing profits and enhancing sustainable growth. To attain this, the agents invest significant resources in terms of money and finances. Although worth appreciating according to Ingmar GB Ltd v Eaton Leonard Ltd [2001] EWHC 3; [2001] Eur LR 755 and Tony Vick v Vogle-Gapes Ltd [2006] EWHC 1579 is the intellectual resource that the agents employ in attaining relative goals9. For this reason, the agents would only be satisfied if all these efforts would be rewarded by the indemnity. Further, the ruling established that the pr incipal would still benefit from the business relationships that were established by the commercial agent. Likewise, this was akin to the findings of Hacket v Advanced Medical Computer Systems Ltd [1999] CLC 160 case10. From an economic point of view, relative benefits would probably increase with time. This is because of the presumption that businesses would

Why do you choose canada to study Essay Example | Topics and Well Written Essays - 250 words

Why do you choose canada to study - Essay Example ily consider the global ramifications that a degree from a Canadian university would imply as compared to a degree from other nations around the world. With respect to the first item that has been mentioned, it is this student’s belief that Canada offers one of the highest levels of scholastic achievement and accreditation among all of the choices that have been considered. As a function of this, it is within the best interests of one who would like to further their educational career and future studies to seek out such an opportunity. Similarly, with respect to the second determinant that has been listed, it is also within the best interests of the prospective student to seek out a nation that exhibits a high degree of diversification among its respective colleges and universities. Due to the fact that diversity is a key component of the educational process, Canada again represented a high level of diversity and has therefore attracted this student to consider it high on the list of options. Lastly, with regards to the way in which a degree from a Canadian university or college would be considered within the global community, it is plainly evident that a degree from a Canadian college and/or university carries with it a high level of prestige that is recognized not only within Canada but around the world. As a function of each of these components, it is this student’s express desire to further the academic career by studying within

The requirements for employers to allow maternity leave under United Essay - 1

The requirements for employers to allow maternity leave under United Kingdom law is a disadvantage to women in the workplace. Discuss this statement - Essay Example This legislation simply puts off most of the employers in employing women. Research conducted in UK has indicated that most companies are quite reluctant in employing women that are of the child bearing age (Davis, 2005, p 18). Majority of the politicians have aired out their grievances stating that there is need to amend the family legislation as well as the optional maternity leave because it has proven to be a disadvantage for most women in the workplace. Women who do ordinary jobs tend to fair badly when they take up the sole option of maternity leave. As soon as they resume their jobs it is quite difficult for them to catch up with their lost earnings owing to the fact that they don’t get any pension rights while on maternity leave (Bunkham, 2013). Reports on pregnancy discrimination have indicated that most women in UK experience discrimination at their work simply for the fact of being pregnant or taking up a maternity leave. Some women have also complained of being thrown out of their jobs. Despite the fact that women have been given the rights at work regarding things like extension of their statutory maternity leave as well as pay, paid time off in order to attend doctors’ appointments and the right to get flexible working hours there is a great challenge emerging from pregnancy discrimination. A lot needs to be done by the government in ensuring that women can be able to resume their careers and work duties without any discrimination and restrictions (Sargeant & Lewis, 2005, p 19). Most employers tend to illegally discriminate their women employees as soon as they get pregnant and they are usually made redundant when on maternity leave. Maternity leave therefore, tends to damage women careers, owing to the fact that as soon as their back to work a lot of events and duties have passed them. During maternity leave, most women are not able to gain experience in their line of duty and this is a common setback for those who want to

My personal philosopgy of education

My personal philosopgy of education A teachers philosophy of education is a decisive building block in her or his move toward children future learning. Therefore, there are five key educational philosophies used in my personal education philosophy. These include Essentialism, Perennialism, Progressivism, Existentialism, and Behaviorism (Sadker Sadker, 1994, p.382). Each carries both optimistic and pessimistic beliefs, in my opinion. Therefore, I prefer a diverse opinion in my pursuit of an educational philosophy. My ideal educator is one, who inspires knowledge in addition to providing the required block of instruction. A certain amount of imagination, passion, and enthusiasm is necessary of the teacher. Unquestionably, this is a high demanding goal for anyone in a profession like this on a daily basis. However, considering our children future is on the line its a small price to pay. The three major philosophies that go with my personal philosophy of education are Essentialism, Progressivism and Behaviorism. The first, American Essentialism, is grounded in a traditional American philosophy that accepts the political, social, economic composition of American Essentialists accept as true that teachers should encourage such customary American qualities as respect for authority, determination, commitment to duty, kindness for others, and common sense (Sadker Sadker, 1994, p.369). In the classroom, predictable disciplines are taught such as history, math, natural science, literature, and foreign language, which shape the basis of the curriculum. The teacher serves as a thinker and key role model for the students. The academic agenda is good for both slow and quick learners. Also, it is hoped that after the student leaves school, they will acquire the basic fundamental skills and knowledge to become productive members of society. However, the inflexibility of this phi losophy, by itself, does not always fit the concern of all students and that is where the principles of the progressive philosophy come into the picture. Progressivism believes is strongly grounded in individualism. My opinion is that hands-on experience is required to effectively learn many skills. For example few people would be able to learn to drive a car by just reading about it or hearing a lecture on how to drive. The practice of skills is critical in the learning process for many learners. Their knowledge increases when they are engaged in activities that have implication on them (Gutek, 2009, p.93). In a progressivist classroom, teachers plan lesson plans that stimulate interest and interaction among the students which provide for a higher level of knowledge for the group. The students are strongly encouraged by the teachers to solve problems by interacting in small groups surroundings. This develops social skills such as teamwork and open-mindedness for dissimilar points of view. Additionally, students solve problems in the classroom similar to those they will meet in everyday life. This provides students with the skills nee ded to become an effective problem solver in preparation for adult lives. A critical component of successful training is the effective transfer of knowledge, skill, and abilities from the learning environment to the actual job. If students only perform the skills in the classroom and do not utilize it on the job then the training was wasted (Buhler, 2002, p.146). Progressivists believe that this approach to education is an everlasting educational process of enduring expansion (Sadker Sadker, 1994, p. 372). With the set of courses addressed, I believe it is essential to talk about classroom management. This is where the philosophy of Behaviorism comes into place. Skinner, the father of Behaviorism, believed that proper motivation does not come from within, rather it is the reinforcing opportunities of the environment that serve to strengthen or reduce behaviors (Cooney, Cross, Trunk, 1993, p. 220). Basically, it depends on the skills of the teacher to make a classroom environment where the challenge of learning creates a suitable conduct in the classroom. By positive reinforcement, students will conduct themselves well toward each another, sit quietly and listen, and interact when required. Discipline is just as important as learning the course work (Sadker Sadker, 1994, p. 212). However, in the current American society, there is one more viewpoint to be considered when you designing a personal philosophy of education. One that goes outside the established role of the classroom discussed beforehand. The important factor is the elimination of parents from the residence. Many households are run by a sole parent or both parents are needed to supply incomes just to sustain the necessities. This situation in my opinion is contributing too many of the problems facing educating our children. Many students are not arriving at school prepare to learn the basics, of reading, writing, and arithmetic. The goals of economic viability, good citizenship, and the other social virtues are even harder to achieve when these children have not had the opportunity to learn the basic mores of our society (Martin, 1995, p.356). Consequently, we as educators are dealing with this problem and still trying to educate the students. Dewey could not have said it better The sole goal of ed ucation is growth (as cited in Gutek, 2009, p.92). Students grow to be the best that they can be. There is no easy solution to this problem and teachers cannot solve this problem along. The solution to this problem must start with the parents excepting responsibility for the upbringing of their children Basically, I believe the views that I have selected from the different philosophies of education correspond to what would be my approach to teaching. In addition, this different approach allows for you to have common characteristics over the six branches of philosophy. Existentialism, moral principles, metaphysics, and reason would be covered just by the very nature of its philosophy. Teachers serve as role models for the learners to instill American qualities and when combined with the science, metaphysics and common sense everything fall into place. Behaviorism is also covered under the moral code, as it develops the guiding principle for appropriate behavior of students. Four of the Progressivism branches covered includes: axiology, epistemology, aesthetics, and common sense. Epistemology is an examination into how we are to be taught. The function of progressivism is to search for ways to accommodate the learners individuality: for that reason, this will comprise learning styles and educational values. Progressivisms last branch is common sense and it is what the students, will remember most because, what is learned in the school has meaning to the real world. History is an art as well as a science so there is many opportunity to discover the reasoning by both inductive and deductive methods behind the actions of our forefathers and how it affects us now. Accordingly, my personal philosophy is build from those five pillows. I do believe that to be an educator, the individual must have the patience, the love, the desire, and stubbornness to face all the challenges that I previously mentioned and to make a difference in our children, our future. All children I believe can achieve their full educational potential under the right circumstances. The dream of my prospect classroom reflects all of these points. It is my expectation that, as I teach the knowledge required, I will also manage to motivate and inspire my students to reach for the sky.

Othello and Family Guy Essay

QuagmireOthello Cast inspired by the characters of Michaela N Cleveland Brown as Othello Cleveland Brown is overall a kind person with a hot temper. He becomes jealous easily, especially in terms of his marriage and wife. Cleveland trusts his friends to a fault, and is dim-witted. All these traits strike a strong resemblance to Othello. Similar to Othello, Cleveland racially does not fit in among friends, and both are treated different as a result. Both men also are trusted by their friends, and care more about what is going to make them happy in the moment, rather than long term. Cleveland and Othello tend to speak coarsely and slowly, as opposed to those who they mingle with. Othello and Cleveland furthermore are laid back. The men usually are the puppets of their mates, going with the flow and believing the most ridiculous of things. Cleveland represents Shakespeare’s Othello quite perfectly. Brian as Iago Brian is extremely intelligent, logical, and rational character. He is trusted, but not loyal to those who trust him. His motivations are not always clear or obvious. Brian is thought of as â€Å"man’s best friend† but he doesn’t act that way. He is generally mean spirited, quick-tempered, and has a sarcastic, dry, yet hilarious, sense of humor. These traits bear resemblance to Iago, Othello’s enemy. Iago and Brian are also manipulative, deceptive, and untrustworthy. Both characters lack a sense of emotion and compassion, as they are willing to do things, like kill friends or a wife, easily. Brian has a crush on Louis, and Iago is taken by Desdemona. Together they have a love-hate relationship with women, enjoying them physically, but annoyed with femininity and emotional drama. Iago and Brian mirror each other perfectly. Lois as Desdemona Lois is a complex, sweet, yet dark, jealous, and somewhat cold-hearted woman. She is known to cheat, be devious, and be extremely flirtatious, which in turn gets her into trouble. She loves her husband, but doesn’t have a problem with being unfaithful to him. She is known to be a beauty, and to have left her father to pursue a crazy lifestyle. Lois is a strong, independent woman despite being a wife. She furthermore has a bewitching affect over men, and she uses this gift to get what she wants. Desdemona is very much like Lois in all this attributes. Desdemona seems innocent but is truly brilliantly mischievous. Both are smart, but don’t always think before they act. They are both comparable, thus match beautifully. Joe Swanson as Michael Cassio Joe makes a perfect Cassio. Joe is a police officer, just as Cassio is a lieutenant. Joe is devoted, loyal, moral, masculine, buff, admirable, and honorable. Cassio in ‘Othello’ is also very much like this. Glenn Quagmire as Roderigo Roderigo is rich, rather foolish, too trusting of Iago, and interested in Desdemona. Quagmire is also well off, acts unintelligently, and is interested in women to an extreme. Both men are so obsessed over a certain woman they will do whatever it takes. They trust their friends to a fault and lack compassion. Both men exemplify immaturity too. Therefore, Quagmire and Roderigo quite nicely pair up. Bonnie as Bianca Bianca and Bonnie were prostitutes, loved fame and a title. They spoke softly and meaningfully. ‘ Carter as Brabanzio Carter is fatherly, rich, over-protective of his daughter, self-important, powerful, devious, blustering, and gets angry with his daughter’s husband numerously. Brabanzio is also fatherly, a senator, very protective of his daughter, devious, blubbering, self-intelligible, and is upset when his daughter leaves him for Othello. Both men hate their sons-in-law with a fiery passion. They are two of a kind.

Financial groups Essay

Today, Barclays is one of the most powerful financial groups in the world. But its origins can be traced back to a much more modest business, founded more than 300 years ago in premises close to the Group’s global headquarters in the heart of London’s financial district. In the late 17th century, the streets of the City of London were filled with goldsmith-bankers, who provided monarchs and merchants with the money they needed to fund their ventures around the world. One such business was founded by John Freame and his partner Thomas Gould in Lombard Street, London, in 1690. The name Barclay became associated with the company in 1736, when James Barclay – who had married John Freame’s daughter – became a partner. Private banking was common in the 18th century, bankers would keep their clients’ gold deposits secure and lend to credit-worthy merchants. By the 1890s there were some 100 private banks. In 1896, 20 of these companies came together to form a new joint-stock bank. The leading partners of the new bank, which was named Barclay and Company, were already connected by a web of family and business relationships. The new bank had 182 branches, mainly in the East and South East, and deposits of i 26 million – a substantial sum of money in those days. It expanded its branch network rapidly by taking over other banks, including Bolithos in Cornwall and the South West in 1905 and United Counties Bank in the Midlands in 1916. In 1918 the company – now Barclays Bank Limited – amalgamated with the London, Provincial and South Western Bank to become one of the UK’s ‘big five’ banks. By 1926 the bank had 1,837 outlets in its own name. The development of today’s global business began in 1925, with the merger of three banks in which Barclays held shares, the Colonial Bank, the Anglo Egyptian Bank and the National Bank of South Africa. The new Barclays Bank had businesses in much of Africa, the Middle East and the West Indies. Its name changed to Barclays Bank DCO in 1954, in response to changed economic and political conditions. It became Barclays policy to decentralise, away form London setting up locally-established banks, and 1985 called Barclays Bank. Today’s Barclays has tremendous global strength and a reputation for being first with innovative products and services. As of 30 June 2000, staff worldwide consisted of 70,300, of which 52,300 were in the UK. Today, Barclays has five business groupings that are managed as international businesses, reflecting changing customer needs and the developments taking place in global financial services. Barclays Barclays makes a direct and significant contribution to the well-being of the UK economy. The banking sector accounts for approximately 4. 2 per cent of the UK’s national output. In 1998, the financial industry contributed i 4. 6 billion to government revenues in mainstream corporation tax. Barclays alone paid a total of i 533 million in taxes in 1998. Around 30 million transactions are processed every day through UK clearing systems. The number of ways it is possible to access financial services is dramatically increasing for the benefit of customers. Telephone banking, increased accessibility to cash machines, means that millions of customers can use banking services 24 hours a day. Demand for these services is rising as an alternative to branch-based banking and, as a consequence of this the number of traditional branched will continue to decline. Due to the closure of branches there has been a decline in the number of jobs across the banking sector. Reasons for Change and Actions Taken The main reason for the change is the changing needs of the consumers. More people are working know, leading busier lives with longer days and travelling more and needing instant access to money without having to queue and wait. Customer tastes are becoming increasingly diverse, whilst some people want the immediacy of 24 hour electronic access to their money whilst others still prefer personal, face to face service from cashiers. Having seen that people want more instant access to their money Barclays have set up over 25,000 ATM’s, expanded their telephone banking service and offer the worlds leading internet banking service. They boast statistic of: â€Å"One million customers have signed up for our telephone banking service. Our call centres receive 25 calls every minute. † â€Å"The number of cash machined available to customers had more than trebled in the past five years. † â€Å"Barclays online banking has attracted more than 450,000 customers since it was launched in1996† Barclays has to keep its services in the public interest as they face serious competition from multinational banking corporation, supermarkets offering cash back, and even car manufactures can offer banking services. In the last six years the total number of credit card issuers has more than doubled. The recent advances in technology, particularly digital information, mean that many of the new competitors in the financial market do not need to maintain a nationwide chain of branches. It is possible, and much cheaper, to provide financial services over the telephone, PC or internet. Due to the increase of competition it has been important for Barclays to aim to lead the way for banking in the future, and also for them to be careful that they handle their customers needs and expectations. One of the biggest challenges for all financial services providers is to develop a new generation of more sophisticated, flexible products and services. Customers want and require straight forward easy access to their cash, whether it be through a cash machine, over that phone or the cash desk. At Barclays it is possible for customers to chose what kind of accounts they want, for example all in one accounts, such as those offered by Virgin One and Mortgage Trust or they can opt for savings accounts from building societies and insurance companies. Traditional banking providers are offering more advanced current accounts. The number of customers choosing Barclays more advanced current account is increasing. Services such as internet banking unheard of ten years ago, are now offered as standard by most banks. Barclays has a long history of innovation. They were the first bank in the world to install the cash dispenser, this was located at their Enfield branch in 1967 having previously launched the first credit card in Europe in 1966. In the 1980’s they introduced the UK’s first debit card. In October 1998, Barclays became the first bank to introduce instant banking, and to allow the credit card to offer customer access to their current account and credit card details over the phone. Barclays realises that to keep up with competition that they will have to continue their long history of investment in production and service innovation, increase the use of the technology available to them, ie the internet, e-commerce and telebanking. They also propose to provide business customers with full euro capabilities and offering their personal banking customers an even broader range of flexible savings, mortgage and loan plans. Barclays has spent over i 10 million on customer research programmes in 1999 to ensure that they have an in depth understanding of the needs of their customers and their expectations. In total they surveyed more than 1. 7 million personal customers during 1999. They found that customers were generally satisfied with their financial service provider. Customers said that they regarded Barclays as solid, safe and reliable in terms of the funds and business they entrusted in them. However it was noticed that customers wanted an improvement in the one to one service and for individual circumstances to be well received. Having heard this Barclays responded by launching a series of initiatives, many of these involved better use of customer data allowing them to anticipate customers needs and allowing them to pre-approve loans, overdrafts and mortgage arrangements. Barclays aims to make a contribution to the community, in September 1999 they announced proposals to contribute i 100 million to a new regional Venture Capital Fund, offering loans to growing businesses that are unable to gain conventional bank funding, this was part of Barclays aim to promote economic regeneration. Barclays has also developed three national sponsorship programmes, these include, Barclays New Futures, this is the largest educational sponsorship scheme worth i 8 million over eight years, run in conjunction with Community Service Volunteers. Barclays Sitesavers, this is the largest environmental regeneration sponsorship worth i 3 million over six years, this is a partnership scheme with Groundwork, they are aiming to turn derelict land into in to parks, gardens, play areas and sports grounds. Barclays Stage Partner aims to allow people who otherwise could not afford to go to the theatre, it will cost Barclays a total of i 4. 5 million over six years. However for Barclays to keep up with competition in the millennium it was necessary for them to widen their market and a merger with the Woolwich was proposed. Both the chief executive of Woolwich and Barclays realised that they had a shared philosophy, strategy and vision, as well as their views on the future of banking being similar. A deal between Woolwich and Barclays would double Barclays’ share of both the mortgage and savings market, provide access to the country’s second largest team of independent financial advisers and give it Open Plan, Woolwich’s all-in-one bank account, which was adding a further 8,000 customers a week. However, due to the merger taking place over 100 Woolwich branches were located within 100 metres of a Barclays, as these were now unnecessary these 100 Woolwich branches were closed, leaving the group with a combined total of 2,000 branches. Barclays said that the Woolwich name would be kept and would become the mortgage brand for Barclays products. The newly merged group now had more than 16 million customers, with both sets being able to attain the advantages from both Barclays and Woolwich. However Barclays continued closing banks, closing a further 171 branches across Britain. It was argued that to keep up with their plan and to advance in this world with new improved technology it was no longer necessary to have so many branches. If the bank was not to realise this and change its methods of banking it would go out of business. However as Britain’s second biggest bank it was still difficult for them to justify the closing of so many branches with little pre warning leaving 7,500 people with no job and over 40,000 customers, most from rural communities without there local banking service. Barclays said that even after the closure of the rural branches people living in those areas would still have a local branch within three miles. This however was not true as now many customers face round trips of twenty miles to alternative branches and fears have been raised for the safety of people carrying cash to be cashed into their accounts. In one case a 79 year old woman staged a sit in at their local Barclays Bank to protest against plans to close it. The locals were said to be ‘devastated and worried to be losing their local bank and the effect it would have on businesses. ‘ Protest groups across the country are planning sit ins and other forms of disruption to try to deter Barclays from closing their local branches. Barclays quickly picked up on the negative atmosphere towards them in the areas they had closed the branches and announced that they had agreed a deal allowing customers to pay cash and cheques and withdraw cash from their local post office. The bank arranged this in 155 of the 171 areas were they had closed the banks. Barclays said that they hoped that the deal with the post offices would help to keep them open in areas they were they too were under threat. However locals complained that the new service was no substitute for full time banking facilities. It is not just Barclays facing these problems, most banks have been closing their local branches and been changing to more modern methods of financial services and issuing money. With more people working, with less time to go to the banks it is necessary for them to be able to withdraw cash at any time of day of night. In the past, when less woman worked it was possible for the woman to go to the bank and to cash in cheques and withdraw money, however now, often with both members of the family working it leaves little time to get to the bank, thus the need for instant services, ie. Telephone, Internet banking and twenty- four hour cash dispensers. Though many jobs have been lost through the closure of all the branches a vast number of jobs have been opened up through telephone banking, with Barclays alone boasting more than twenty- five calls minute. It is often the people who are scared of change who resist to it, though it may inconvenience them at first, in the long run it will benefit them allowing them easier access to their money.

Creationism vs. Evolutionism The Impacts of Religion

Creationism vs. Evolutionism The Impacts of Religion Introduction In the modern society, religious principles have a considerable impact on the ongoing debate regarding evolution and creationism. However, few scholars and analysts give no data as regards to the influence of religion on the debate. Studies show that religious approaches support the creationist perspective whereas non-religious approaches tend to support evolutionary perspective. It should be noted that the debate is even complex as opposed to how it is usually presented in simple terms.Advertising We will write a custom research paper sample on Creationism vs. Evolutionism: The Impacts of Religion specifically for you for only $16.05 $11/page Learn More Some scholars support evolution yet they are religious whereas some non-religious individuals are of the view that everything was created in the world. The understanding of the debate demands an in-depth analysis of issues surrounding the two theories or schools of thoughts. The main aim of this article is to establish the influence of religion on the big debate that has always raised controversies among scholars and analysts. Creationism vs. Evolutionism: The Impacts of Religion The issue under contention in the ongoing debate between creationist scholars and evolutionist scholars is whether the earth and everything in it were created or they came about as result of countless cosmic accidents. Creationists believe that God created everything. This is the official standpoint of many religions meaning that religion is the major variable in the debate. Without religion, the debate could be taking a different direction because the church has always opposed the idea that people evolved from apes. In fact, the debate is usually considered a debate between science and religion or reason vs. religion. Religion has ensured that the debate on the origin of species and the earth in general continues (Butler 56). The debate could be over in case the competing institutions were separa te from religion. The debate has been in existence for over one fifty years because the church has always defended its standpoint on the matter. Religion has ensured that no theory is generated to give an alternative explanation other than creation and evolution, which they highly dispute. The church upholds its status as the major societal institution, which should explain issues related to morality, sexuality, and justice. In this regard, it has always revived the debate on the origin of species, claiming that people have the right to know their origin since it would amount to morality, justice, purpose, development of the sense of self-worth, obligation, and humanity. The understanding of the origin of man has a tremendous impact on the individual behavior. The theory of evolution teaches that human beings and other species evolved through gradually to become what they are in the modern society. The current species represent the ideal population that has gone through various proc esses to be what it is now. The most superior species tend to survive while the weak is always eliminated because they are unable to cope with the challenges of society.Advertising Looking for research paper on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More For instance, the strongest species in society are able to acquire food and water. This makes them strong to acquire desirable qualities, which are passed from one generation to the other. Charles Darwin termed this type of arrangement as the survival for the fittest because only the strong species could live long (Beer and Darwin 69) Evolution theory tends to suggest that the less fit species should be eliminated in society to pave way for the strong. Through this, resources would be enough for only the strong species (Miller 21). According to the theory, nature is very discriminative because it does not allow the mating of the strong with the weaker. Moreov er, it does not allow the blending of superior and inferior race because this would destroy quality. If nature allows the blending of various races, the process of evolution would be under threat because inferior qualities that are unable to cope with the environment would be produced. Therefore, the war of nature and other factors such as famine and inadequacy of resources have led to the extinction of weak species. The current species in the modern society are all strong implying that no species is going to be lost any soon. Human beings are not exempted from the war of nature simply because they are a class of animals. The theory of evolution has always been misquoted to execute social injustices such as exterminating so many Jews during the Second World War. Hitler was of the view that Jews were from an inferior race yet they were multiplying like vermin. This means that the world would then be filled with an inferior race, with undesirable qualities. Scholars at the time did no t oppose Hitler’s views because some claimed that Hitler was a reasonable evolutionist who was fulfilling the theory of natural selection. Some scholars claimed that Hitler’s actions were to be understood within the precincts of evolution. Stalin invoked the theory of evolution in exterminating the lives of over sixty million people in the world. This shows that the theory can affect negatively human behavior. People misquote or misinterpret the theory to suit their own selfish interests. The church has always given these reasons to justify the claim that the theory of evolution should never be relied upon to explain the origin of species. The church has been successful in convincing people to believe that the theory is destructive since it states that the weak should be allowed to die since they would have been selected negatively. The issue of natural selection and survival for the fittest is one of the issues that have encouraged various religious organizations to f ight back enthusiastically. In reality, the theory of evolution is unethical since it claims that the weak should be left to die since they do not have a chance of surviving in an environment that is dominated by the strong individual.Advertising We will write a custom research paper sample on Creationism vs. Evolutionism: The Impacts of Religion specifically for you for only $16.05 $11/page Learn More The church and other religious organizations from Islamic and Hindu religions cannot sit back and see the weak oppressed simply because the theory of evolution does not favor them. This would amount to immorality and injustice to the weak. This is something that does not please God. The church, as well as other religious groups, has consistently accused evolutionary theory for bringing about all forms of evil in the human life. Evolutionary theory posits that survival is for the fittest in society meaning that oppression and subjugation is justified. Moreover , an individual is justified to do anything in society, as long as it enables him or her to survive. This would mean that social crimes such as robbery, kidnapping, carjacking, murder, money laundering, and drug trafficking are justifiable since it is a source of livelihood to many individuals. It is claimed that the church has played a critical role in ensuring that evolution theory is not applied fully in society since many people could have suffered. The rich in society have always dominated the poor by subjecting them to poor working conditions claiming that survival is for the fittest in society (Strobel 88). Through evolution theory, some scholars came up with a notion that the end will always justify the mean implying that the process through which an individual uses in achieving his or her objective does not matter in society. However, the religion groups have always ensured that all people, including those in positions of influence, observe ethics. The theory has not been e xecuted fully since religion has played a role of hampering full implementation of the theory. Religion teaches that God, created the earth, as well as all living creatures meaning he has the right of taking what he brought in this world. In this regard, no entity should try to take away life with claims that only the strong should survive. Abortion would be allowed legally in many parts of the world in case religious groups do not intervene during the designing of constitutions. In Kenya, there was a heated debate over abortion, with some claiming that it should be allowed since it is part of the process of natural selection. The church was able to reduce the debate to when does life start. Some noted that life starts at conception while others argued that life starts at birth. However, religion prevailed because it was agreed that abortion could not be procured unless under special conditions, especially when the life of the mother was under threat. The church has contributed too much to the debate. It has influenced the direction of the debate by giving some justifications based on the bible and Quran. Beer, Gillian, and Darwin, Charles. The origin of species. Oxford: Oxford University Press, 1996. Print.Advertising Looking for research paper on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Butler, Samuel. Evolution, Old and New: Or the Theories of Buffon, Dr. Erasmus Darwin, and Lamarck, As Compared With That of Charles Darwin (1911). Washington: Kessinger Publishing, 2007. Print. Miller, James . An evolving dialogue: theological and scientific perspectives on evolution. Valley Forge: Trinity Press International, 2001. Print. Strobel, Lee. The case for a Creator: a journalist investigates scientific evidence that points toward God. Grand Rapids: Zondervan/Willow Creek Resources, 2004. Print.

Example of Stanford University Personal Statement

Example of Stanford University Personal Statement Free Online Research Papers Example of Stanford University Personal Statement Thoreau suggested making our lives simple by simplifying our possessions. Possessions do not only limit on concrete objects such as physical object that we have such as jewels or money, but also have a meaning on abstract concepts such as friendship, love that you obtain from the relationship with other people. As Thoreau said, if I were told to have only one, then I would keep ‘Friendship’, which has characteristics of unique, lifelong and unchangeable. In my life, due to my parents’ business, I moved to Vietnam and I had to leave all of my dear friends in Korea. I have known them for long time during I was in middle school. Now I also have got many friends here in an international school and I am experiencing something special that the not many people encounter. I felt greatly that having friends can be one of the best and most worthy possession to have in my life. My friends can be not only my general friends but also can be my investment or my counselor of my life. My Korean friends who had final university entrance exam this year motivated my academic performance as well as taught me how to prepare for my final IB (International Baccalaureate) exam. I felt happy myself when we exchanged my information about studying generally. I appreciated their friendship, as a result, I would show what I can do as they expect from me. To me, friends that I made in Vietnam made me stronger and more mature. Whenever I was struggling with speaking and writing English, they certainly helped me out and I could see my improvements as I was much closer to them. Cultural difference between them and me brought a new knowledge breaking my prejudices that turned to understanding. As we talked about politics, cultures and different religion, I came up with better understanding on other culture and learned how to respect new cultures. Research Papers on Example of Stanford University Personal StatementHarry Potter and the Deathly Hallows EssayThe Fifth HorsemanStandardized TestingComparison: Letter from Birmingham and CritoThe Masque of the Red Death Room meaningsAnalysis of Ebay Expanding into AsiaResearch Process Part OneAnalysis Of A Cosmetics AdvertisementRelationship between Media Coverage and Social andHip-Hop is Art

Case study Essay Example | Topics and Well Written Essays - 2000 words - 1

Case study - Essay Example o 600,000 sterling pounds, adding this amount to the working capital of 180,000 pounds amounts to an initial cost of 780,000 pounds. The overheads have been adjusted from the previous 47,000 pounds to 30,000 pounds in a year. Question One b i) Pay back Year Cash flow ? (?000) Cum. CF ? (?000) 0 (600) (600) 1 147,000 (453) 2 157,000 (296) 3 157,000 (139) 4 187,000 48 5 187,000 23 3 years and (139/ 187) x 12 3 years and 8.9 months ii) Net Present Value Year Cash flow ? DF 12% PV ? 0 -600,000 1.000 -600,000 1 147,000 0.893 131,271 2 157,000 0.797 125,129 3 157,000 0.712 111,784 4 187,000 0.636 118,932 5 187,000 0.567 106,029 The net present value is -6,855 pounds. Question One C Using NPV to make decisions regarding the investment of a project is advantageous in that the NPV takes into consideration the time value of money and gives priority to the risks that will be involved as well as the profitability of the project. A negative NPV implies zero returns therefore I would advice the ma nagers to reject the project. Question Two Whenever a bank is granting or making a loan facility to a client, a number of factors are considered by the authorizing persons. These are the factors that do determine whether the client is eligible to receive the loan or not. Factors sometimes do vary depending on whether the client is a person or a business. The bank looks at the credit history of the borrower. The history of the client’s credit situation is based on the score or the rating that is mostly done by agencies, for instance, Transition. The credit score that a client is awarded determines the eligibility to receive the loan facility. The bank acquires the commercial credit report from an agency on the company’s credit history. The reports normally comprise of the payment history information, past credit scores and information on the public filings done (Crawford 2013). Existence or occurrence of negative information from the report for instance late payments or tax liens outstanding degrades the company credit score. The most obvious response from thee bank is seeking an explanation from the company regarding the occurrence. The advice given to the company is to review a copy of the report, after requesting it from the agency responsible. This gives the company the opportunity to correct any discrepancies that exist. The business credit reports are bases on the tax allegiance (Crawford 2013). The bank also looks at the financial position of the company. The bank normally request to be provided with the latest statements that justify the working capital. Working capital ranges from the current assets to first hand cash to the availability of finances to pay the current debts without affecting the normal running of a business. Working capital defines what is left after deducting all the current liabilities. When the working capital is inadequate, the Implication of the assumptions to be made is that the firm or business is facing the risk o f collapsing. The consequence of this is facing a rejection on the

Wembley Stadium Project Management Strategic Issues Essay

Wembley Stadium Project Management Strategic Issues - Essay Example It increased the projected costs to more than double the earlier projections. Especial about the Wembley Stadium is its innovative steel arch that adds to the beauty of the Stadium. The steel arc also endures weight and reduces the need for internal support that could have come in the way of viewers sitting in the stadium. The load bearing feature of the arc adds decorum to the seating arrangement. The design of the Wembley Stadium unlike the Sydney Opera House or Guggenheim Bilbao was not new but nevertheless included a design element in the arch that was innovative, leaving no scope to adhere to best practice techniques such as reference class forecasting as there are no past figures to depend upon, being the novel concept. This absence of historical example is many-a-times a red flag in perfect project planning (Strategicppm, 2011). The Wembley Stadium project was contracted to the lowest bidding company, which developed a situation similar to winner’s curse in measuring the cost of the project belligerently. Project cost hiked 36% in between the time of the bid acceptance and signing of contract (Strategicppm, 2011). The Wembley Stadium occupies a distinct place in the event and entertainment industry worldwide and particularly in the history of the UK. The Wembley Stadium has been a host to a number of global events in the 20th century, which included a chain of leading park, theatre and funfair events the like of the 1924 British Empire Exhibition, the 1934 Empire Games, the 1948 Summer Olympics, the 1996 World Cup Finals, the 1978 Eurovision Song Contest, the 1996 European Championships and many other events organised in between (Quintain, 2004). The stadium was razed in 2002 to be reconstructed in 2006 to a 90,000-seating capacity stadium. The new ?757 million Wembley Stadium (NAO, 2003) is now about thrice as big to its earlier size with its arch positioning 140 metres extended from its concourse, which is huge enough to be looked over by the whole of London (Quintain, 2004). The major difference visible is of the arc that replaced the twin towers, the symbol of the stadium. The new Wembley National Stadium equally justifies the fame of the icon it used to be like the old Wembley Stadium (SPG, 2008a). Though a hot debate followed with the razing of the historic twin towers, but it is highly commendable that the final settlement for constructing an arc was welcomed with uproar. The project got initiated in 1996, by raising a hue and cry for a new English national stadium. Soon after holding the national competitions, Sport England decided with a majority Wembley as the most desired location (House of Commons, 2004). The mission of the Sport England was to back the creation of an iconic stadium for three leading sports namely, football, rugby league and athletics (NAO, 2003). The major use of the Wembley national stadium was planned for football and rugby league (NAO, 2003). It was earmarked that after five years of the stadium's functioning, 1% of its yearly turnover would be donated by WNSL for the provision of sports education and other projects (NAO, 2003). 2. Analys is of the Reasons of Delays or Cost Increase during the Project The